{"id":16,"date":"2025-05-16T22:01:07","date_gmt":"2025-05-16T22:01:07","guid":{"rendered":"https:\/\/valuablebuzz.com\/index.php\/disclaimer\/"},"modified":"2025-05-16T22:01:07","modified_gmt":"2025-05-16T22:01:07","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/valuablebuzz.com\/index.php\/disclaimer\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"<h1>Disclaimer<\/h1>\n<p>valuablebuzz.com is not a lender and does not approve or deny loans or make credit decisions. valuablebuzz.com provides<br \/>\n  a marketplace service only and is not acting as a representative, agent, or correspondent for any lender or service provider.<br \/>\n  valuablebuzz.com does not endorse any particular lender, loan product or service provider. You are under no obligation<br \/>\n  to use valuablebuzz.com\u2019s service to initiate contact with, apply for credit from, or accept any loan product from any<br \/>\n  lender or service provider. This service is not available in all states.<\/p>\n<p>By submitting your information via this website, you are authorizing valuablebuzz.com and its partners to do a credit check,<br \/>\n  which may include verifying your social security number, driver license number or other identification, and a review of<br \/>\n  your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax<br \/>\n  and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize<br \/>\n  valuablebuzz.com to share your information and credit history with a network of approved lenders and lending partners.<\/p>\n<p>There is no fee for you to submit a loan request at valuablebuzz.com. valuablebuzz.com is not a lender and does not provide<br \/>\n  lending services. Based on the information you submit, valuablebuzz.com will search its vast network of authorized lenders<br \/>\n  in order to connect you with a lender that may be able to serve your needs.<\/p>\n<p>After your information is forwarded to an authorized lender, the lender will evaluate your information and may approve a<br \/>\n  loan for you. If your loan is approved, you will be redirected to an e-signature page on the lender\u2019s website. All fees<br \/>\n  and rate information charged by the lender should be disclosed to you at that time. You should carefully and thoroughly<br \/>\n  review the rates and fees provided by the lender before agreeing to accept the loan or signing any documents. You are under<br \/>\n  no obligation to accept terms you are not comfortable with, and you should not accept terms that include payment amounts<br \/>\n  that are too difficult or impossible for you to meet.<\/p>\n<p>If you decide the loan terms provided by the lender are acceptable and wish to proceed, you may e-signature the document.<br \/>\n  When signing, you are entering into a legally binding contract with the lender and are responsible for repayment of the<br \/>\n  loan. Your repayment obligation and any other loan-specific questions or concerns are between you and the lender, not valuablebuzz.com.<\/p>\n<p>Cash advances are intended as short-term financial relief and are not long-term financial solutions. If you are facing debt<br \/>\n  and credit difficulties, you should seek professional financial counseling.<\/p>\n<p>Please visit the<br \/>\n  <a href=\".\/RatesAndFees.html\">Rates &amp; Fees<\/a> page of this website to learn more about the risks involved with cash advances. You also should review<br \/>\n  local laws and regulations governing cash advances. Where possible, you are encouraged to explore alternatives to taking<br \/>\n  out a short term loan.<\/p>\n<p>valuablebuzz.com is not available in all states. valuablebuzz.com specifically does not offer or solicit short-term cash<br \/>\n  advances in New York, Connecticut or other states where prohibited by law.<\/p>\n<p>You acknowledge, agree, and authorize that (a) your information may be sent to lenders and\/or third-party partners on your<br \/>\n  behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting<br \/>\n  agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disclaimer valuablebuzz.com is not a lender and does not approve or deny loans or make credit decisions. valuablebuzz.com provides a marketplace service only and is not acting as a representative, agent, or correspondent for any lender or service provider. valuablebuzz.com does not endorse any particular lender, loan product or service provider. You are under no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/two-column.php","meta":{"footnotes":""},"class_list":["post-16","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":0,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages\/16\/revisions"}],"wp:attachment":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/media?parent=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}