{"id":7,"date":"2025-05-16T22:01:07","date_gmt":"2025-05-16T22:01:07","guid":{"rendered":"https:\/\/valuablebuzz.com\/index.php\/howitworks\/"},"modified":"2025-05-16T22:01:07","modified_gmt":"2025-05-16T22:01:07","slug":"howitworks","status":"publish","type":"page","link":"https:\/\/valuablebuzz.com\/index.php\/howitworks\/","title":{"rendered":"How It Works"},"content":{"rendered":"<h1>How It Works<\/h1>\n<p>\n  Requesting a loan is easy with valuablebuzz.com. Fill out one easy form on valuablebuzz.com and<br \/>\n  your inquiry will be submitted to our large network of lenders. Loan amounts range<br \/>\n  from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence).<br \/>\n  You can have a response from one of our lenders the same day, and often within minutes. Once your<br \/>\n  loan is approved, you will be redirected to the lender&#8217;s website where you can review the terms<br \/>\n  of the loan, including details about all the applicable rates and fees. If you accept these<br \/>\n  terms, the lender will deposit money directly into your bank account as quickly as the next day.\n<\/p>\n<p><strong>Most lenders have the following requirements to be approved:<\/strong><\/p>\n<p>To be accepted by most lenders in our network, you should:<\/p>\n<ul>\n<li>Be employed at your present job for at least 90 days.<\/li>\n<li>Be a US citizen or a permanent resident, and over the age of 18.<\/li>\n<li>Have an income of around $1,000 per month after tax deductions.<\/li>\n<li>Have a checking account in your name.<\/li>\n<li>Provide a working telephone number for your home and work.<\/li>\n<li>Provide a valid email address.<\/li>\n<\/ul>\n<h2>Quick Inquiry Process<\/h2>\n<p>\n  Through our secure technology, we will find a lender in our network that is willing to take<br \/>\n  work with you based on the information you submit. Once we have a lender ready to work with you,<br \/>\n  that lender will contact you to get any additional information they might need (such as<br \/>\n  verification of employment, pay stubs, etc.).\n<\/p>\n<h2>Cash Sent Directly To You<\/h2>\n<p>\n  After your lender has taken and approved your request, cash will be deposited directly into<br \/>\n  your bank account. That means you don\u2019t have to take a trip to the bank to endorse and<br \/>\n  deposit a check or pay check-cashing fees.\n<\/p>\n<h2>Private And Secure<\/h2>\n<p>\n  We use industry-recognized security and advanced encryption technology to protect your<br \/>\n  personal information.<\/p>\n<h2>Automated Repayment<\/h2>\n<p>\n  If you authorize your lender to take payment via automatic withdrawals (known as &#8220;ACH transfers&#8221;),<br \/>\n  then your loan payments will be paid automatically directly from your bank account. This means<br \/>\n  each payment will be on time and you won\u2019t have to worry about missing any payments or<br \/>\n  incurring any late fees.\n<\/p>\n<h2>Late Payments<\/h2>\n<p>\n  Late payment policies can differ among lenders. Please make sure you read and understand<br \/>\n  the loan agreement and your lender\u2019s late payment policy before accepting the loan. In<br \/>\n  some states, late fees may be limited by law. In other states, late payments may allow<br \/>\n  the lender to charge late fees and may accelerate the loan making it due in full immediately.\n<\/p>\n<p>\n  NOTE: Before agreeing to a loan, please make sure you can make your loan payments in<br \/>\n  full and on time. We support the responsible use of loans and recognize that nobody<br \/>\n  knows your situation better than you.\n<\/p>\n<h2>Loan Extensions<\/h2>\n<p>\n  State law may limit or prohibit a lender\u2019s ability to extend or &#8220;roll over&#8221; your loan.<br \/>\n  Consult with your lender if you need a loan extension.\n<\/p>\n<h2>Loan Default<\/h2>\n<p>\n  If you can\u2019t make your loan payments on time, you may be in default of your loan obligations.<br \/>\n  Late payments and loan defaults may adversely affect your credit and may make it difficult<br \/>\n  to obtain future loans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How It Works Requesting a loan is easy with valuablebuzz.com. Fill out one easy form on valuablebuzz.com and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/two-column.php","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"wp:attachment":[{"href":"https:\/\/valuablebuzz.com\/index.php\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}